Dr. Osman has PhD in Economics and is Senior Manager of Islamic Development Bank, Saudi Arabia (2008-), Senior Economist and Manager at the World Bank Group, Washington D.C. (1985- 07). He worked in many countries in Africa, Middle East and Asia as Policy Advisor and was the World Bank Representative in Yemen for three years. He worked at the International Finance Corporation, the private sector arm of the World Bank Group. Dr. Osman was a Senior Associate, Morgan Newman Associates Inc. (1983-85) and University Lecturer and Financial Analyst (1970-78). He has numerous publications in academic and professional journals, and has published several books.